In 1974, the Minnesota Legislature passed the "Minnesota No-Fault Act." This ensures that victims of car accidents can quickly and easily receive financial help through their own automobile insurance - regardless of their fault or innocence in the crash. This is applicable to passengers, pedestrians, and other drivers who were injured regardless of their role in the collision.

Under no-fault insurance, you are entitled to:

1. Wage loss benefits
2. Medical treatment bills
3. Replacement services
4. Survivor benefits