Can I get immediate coverage for the cost of my medical treatment, missed work, and other expenses?

Unlike with no-fault coverage in an automobile crash, there is rarely money available right away to help with expenses. Sometimes there is a medical payment provision available to provide some coverage of expenses upfront through the animal owner's homeowner's or renter's insurance policy.

To obtain full compensation a claim needs to be filed with the animal owner's homeowner's insurance policy or rental insurance policy. These claims can take months, sometimes years, to fully resolve. Therefore, you will likely need to use your own health insurance coverage to treat your injuries.

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