If my automobile is repairable what obligation does the insurance company have to make repairs?

According to Minnesota Statute 72A.201 subdivision 6, if the insured (you) is NOT an automobile dealer, the insurer must assume the following:
1. Pay all costs for the satisfactory repair of the motor vehicle;
2. Satisfactory repair includes repair of both obvious and hidden damage as caused by the crash;
3. Include reasonable towing costs; and
Offer a cash settlement sufficient to pay for satisfactory repair of the vehicle.

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